YOUR FINANCIAL FREEDOM STARTS NOW!

Women Wealth + Worthiness™

The premier money transformation experience of a lifetime. 

This is where financial literacy, money mindset and wealth strategies meet to change the narrative of your lineage and the destiny of your legacy.

The Spring Semester begins Monday March 25th

I am going to be real with you...

Building wealth is more than just making money. That is barely the beginning of your financial sovereignty.

Right now, you’re looking to gain your footing on your financial health, especially in your business, but...

You feel OVERWHELMED with too many gurus touting different strategies and what you are longing for is a clear path to your financial freedom, a plan that actually works.

You are TIRED and FRUSTRATED of the emotional strain that past financial decisions have left on your bank account, your relationships and your life.

You are STRUGGLING to increase your income and have no idea where to go from here to build a profitable business because you have a lot to "fix" and don't know where to start.

You are TERRIFIED that if you don't get it together soon, the clock will run out on your ability to fix your finances, and you'll end up broken and destitute, disappointing your family and leaving no legacy behind.

"What am I missing"

"Why can't I seem to ever get ahead?"

"Am I just NOT cut out to be wealthy?"

If what you're doing isn't working, what now?

All of your financial stress and frustration is rooted in one thing and one thing only...

"I cannot say enough about this program and this woman. This is so much more than a course about money! This is a course about how to be a woman in the world who values herself and knows how to back that up with meaningful action. Women birth and nurture all things!! When we are truly successful EVERYONE BENEFITS! I have learned so much from this program- history, strategy… There is NOTHING ELSE like this program out there. Do it!"

Monica Ballard, Somatic Integrative Coach 

It is TRUE that wealth begins with a wealthy mindset...

But it's financial literacy that sustains and grows your money. Otherwise we wouldn't have so many broke athletes and entertainers...

It seems to be an unspoken but shameful secret...

 
Women are working more hours than ever, not only at work or in their own businesses, but then the second-shift of being a spouse and parent after work.... to say nothing of the emotional labor that we often carry to make sure everyone is taken care of.

And yet, we have very little to show for it.

Did you know...
More than 85% of the impoverished elderly population are women
Over 53% of women will have to work past retirement age
Only 36% of single women have a retirement account, and over 70% of them say it is not fully funded...

Frankly, these numbers are pretty grim. And unfortunately our educational system, society and our current culture aren't doing anything to fix the problem. The "system", as it is currently working, is designed for your demise and poverty.

I know, I know: It can sound apocalyptic and horrifying. But as a wise mentor once said to me, The Truth will set you free, but it might piss you off first.

Bemoaning the present state of affairs, shaking our head at prime time news, and checking financial ticker for moves we are NOT making aren't going to get the results we want.

But... if you have the tools you need - if you learn the game so you can play it wisely and strategically, then one by one, every woman playing to win her own financial freedom and sovereignty... we can reach critical mass to make systemic changes.

It begins with you...

And listen.... you and I are probably very much alike: I wasn't given instructions or healthy role models for managing my money or more importantly, my money mindset while growing up. So, I made horrible choices. Repeatedly. One of the responsibilities of being an adult is unlearning all of the unproductive, unhealthy and downright harmful lessons and behaviors that we’ve picked up along the way so that we can become more of who we are truly meant to be.

I want you to get out from the shadow of your upbringing, your financial limitations, and even your past behaviors. I want you to own be fully aware of your worth and worthiness; then you can step into your financially healthy, abundant and joyous future.

That is why I created:

Unlike other money mindset programs, Women Wealth + Worthiness gives you all four main pillars of transformation, along with the tools to move your wealth game to live the life and legacy you desire. What are those four pillars, you ask?

Soul + Mind Shifts

Until you begin to THINK differently and FEEL differently about your money and your worthiness, you can pile on tools, tactics, and transactions on top of it to no avail. It's like moving chairs around in the Titanic. It's a sinking ship regardless!

We have become accustomed to separating and compartmentalizing the sacred from the mundane. We think what we hold as holy and spiritual has nothing to do with with what we have to do "for money" or "in the world". And yet we have been tasked to, yes, be in the world, even as you are not "of it." That means we have to master the inner game of wealth, AND learn to navigate the outer game of prosperity so we can do it with wisdom, integrity, and to live and leave a legacy worthy of our journey.

Strategy + Skill

For so long, the financial world seemed to have its own language, culture, and secrets - misogynistically thought to be "too much" for women. 

But our modern world has changed. Women make the majority of financial decisions in their homes, and the more financially educated a woman is, the better her family fares, AND the more empowered she is to make wise choices. 

Everyone wins. This requires that you know WHAT to do, HOW to do it, and WHEN.

Support + Accountability

In the entire history of humankind, the lone ranger, though celebrated in culture, has never prospered. Human beings thrive in community. 

With an environment of positivity and encouragement, surrounded with confident leaders who see you bigger, who’ll keep you lovingly accountable to your set goals in a structured way, and rejoice in having authentic conversations you can’t have with just anyone else, have a safe place to celebrate your accomplishments as well as a soft place to land without being judged when things don’t go well. 

This is where the community helps you stay on track with daily accountability, and where you get a loving kick in the pants when you need it most.

And what's the fourth pillar?

ACTION, of course!

You can do all the internal shifts and reframes in the world. You can get all the strategy and skills that will ensure financial prosperity and confident moves. You can be surrounded by a committed community that supports you and keeps you accountable.

But NOTHING changes until YOU move.

Why am I teaching this?

My first career out of college was as a stock broker and financial planner. I saw first hand how differently the wealthy moved, thought about and treated money. Most of the high net worth clients I had were business owners and high level executives. Almost nobody was a "trust fund baby".

And it wasn't long before I grew my practice from managing their money to teaching them about business, leadership and communication - all key ingredients to wealth, legacy and impact.

Fast forward a few years after I started on my own, my business ranked in the Inc 500 of fastest growing companies in the United States. I was among the top 100 women ranked, and top 10 immigrants. This was 2008 - in the middle of the worst financial meltdown of my adult life.

I felt like such a fraud.

And I learned how to build my company, and my wealth back up again.

When I first launched Women Wealth + Worthiness, the "impostor syndrome" hadn't gone away. After all, who am I to be teaching women about money when I myself don't have it together yet?

But here is what I know about champions:

Serena Williams is the best athlete of her generation because of the early lessons her father, Richard Williams, instilled in her - even though he was never a professional tennis player, let alone won a championship himself.

 
LeBron James has become a legend in the NBA primarily due to Erik Spoelstra coaching him to his first NBA championships - and yet his own basketball career was derailed because of an injury.

Beyonce's parents can't hold a note together to save their lives, and yet their dedication to their daughter's genius catapulted her as the lead singer of the best-selling girl group of all time, to her present day iconic status as the highest paid female performer of all time.

Today, I’m privileged to run a highly profitable business where I get to work with multiple-six and seven-figure women entrepreneurs, many of whom work with me year after year.

I managed a multi-million dollar hedge fund for college friends turned clients.

I’m paid well to do keynote talks to major audiences throughout North America and the world.

And I accomplish this from my home office in a small town in Georgia that you've probably never heard of.

So let’s talk about how you and I can work together to uplevel your money mindset, simplify your finances, build the foundation for your financial mastery, and easily design a life and legacy you love.

So... How Will Women Wealth + Worthiness™ Impact You?

Before you complete this course:

Being in avoidance or denial of your money situation and embarrassed to admit it.
Secretly resenting or envying your peers that seem to have the money-game figured out while you're still struggling, thinking you should be further along by now.
Going through endless feast-to-famine cycles and "robbing Peter to pay Paul" without knowing how to get off the hamster wheel.
"Trying" or "hustling" to make more money

After completing this course:

Knowing exactly where you stand with your money, what to do about it AND taking consistent action.
Inspired by successful colleagues and cured from your "comparisonitis" because you know everyone's journey is different and you are exactly where you need to be, given your consciousness and skill.
Mastering your own cycles of manifestation and never worrying again because you're always in season.
Embodying wealth in your physical, emotional and mental beingness.

There is a reason past alumni keep coming back to go through this amazing program:

As your money mindset grows and evolves, so does your money and your wealth positioning. New levels of growth will require a new version of you and your wealth work is never "once and done". It is an evolving journey.

What we will cover...

Module 1

The Context of Wealth

Your money story wasn't born in a void. In this module, you will reconcile the roots of your money story and the subconscious trauma in your lineage with the larger historical and systemic dynamics of money and wealth - especially as it affects us differently based on race, generation and culture.

A Brief History of Money
Women as Property
Women as Oppressors
Women as Creators

Module 2

The Mindset of Wealth

In this module, you'll learn and practice tools to consistently engender the feeling of freedom and sovereignty in your relationship with money. In this stage, you experience a blend of safety + pleasure. You use money as a resource rather than a method of security.

Confronting and dissolving your limiting beliefs
Using Universal Laws to Master Your Wealth Game
How to Move in Season - The Eight Cycles of Manifestation
The Art and Science of Meditation and Manifestation for Specific and Predictable Results

Module 3

The Magic of Manifestation

Building on the previous module, in this module you'll start building conscious habitual effort in your manifestation game.

Morning and Evening Practices
Programming Your Subconscious
When (and how) to use hypnosis and when to use meditations
Scripting Secrets for Manifestation

Module 4

Mastering the Five Pillars of Wealth

In this module, get an eagle's eye view of your wealth picture so that you can know what to tackle first and what needs your immediate attention.

Make Your Money
Manage Your Money
Multiply Your Money
Minister with Your Money
Mentor for Your Money

Module 5

The Mechanics of Money

Building on the previous module, we get down to brass tax here with the practical strategies to implement every step of the way.

Moving Money According to Your Phase of Growth
Investing in the Stock Market
Build Your Personal Credit
Build Your Business Credit
Planning for Retirement

Module 6

Managing Your Wealth Constraints

This is the not-so-sexy-but-oh-so-necessary part of your money journey. Don't worry - I will guide you step by step into what you need to consider to make sure you're covered in...

Taxes
Insurance
Lawsuits
ICE - In Case of Emergency

And you won't go through this alone...

CURRICULUM
Lifetime access to the entire course library

COACHING
Live Weekly Q+A with Dr. Monikah

COMMUNITY
Private Forum for accountability and shared wins!

COLLABORATION
Accountability and affinity buddies and so much more...

Plus the bonuses are out of this world!

Financial badassery kit

I have curated over 50+ templates, worksheets and calculators that you can use to implement everything you learn in this course, from my financial freedom calculator, debt payoff calculator, budget template, net worth tool, index fund cheat sheet, where to put your money cheat sheet, and so much more.

The WWW READING LIST

Which includes wealth classics you probably haven't heard of...

WEALTH ACTIVATION SESSION

Your 1:1 session with me to customize your wealth plan as you take action inside the course and beyond it!

PLUS Pay in Full and Receive THESE ADDITIONAL BONUSES:

LIVE ORIENTATION
WITH DR. MONIKAH

A BTS, in-depth, group call with the bawse herself to help you get answers and clarity as you embark on this journey for wealth, impact and legacy.

YOUR WEALTH IN THE STARS
WITH MONIQUE RUFFIN

An in depth astrological look with the Moon Mama to see how to leverage your wealth markers in your natal astrology chart and the transits now and next 12 months.

"WWW is a wise investment!!! Taking this course has really boosted my confidence in my financial decisions. Dr. Monikah’s wisdom and practical advice is priceless. I will continue taking this course because it keeps on building greater value as my own mindset and money practices evolve. Thank you for creating this powerful course!"

Chef HuNia Bradley, HuNia's Kitchen

PAY IN FULL

$1,247

CURRICULUM: LIFETIME ACCESS TO OUR 8 PART ONLINE PROGRAM WITH EASY TO FOLLOW, STEP-BY-STEP VIDEO LESSONS, TEMPLATES, & GUIDES.
LIVE COACHING: THREE MONTHS OF WEEKLY LIVE COACHING INCLUDING LIVE HOT SEATS AND SPECIAL BONUS TRAININGS
PRIVATE COMMUNITY: 3 MONTHS OF 24/7 ACCESS TO OUR PRIVATE COMMUNITY WHERE YOU CAN RECEIVE DAILY MEMBER SUPPORT, Q&A, FEEDBACK AND MORE.
The complete Financial Badassery Kit - with over 50+ templates, worksheets, calculators and sample financial documents you will need
And so much more...

PAYMENT PLAN

$375 x4

CURRICULUM: LIFETIME ACCESS TO OUR 8 PART ONLINE PROGRAM WITH EASY TO FOLLOW, STEP-BY-STEP VIDEO LESSONS, TEMPLATES, & GUIDES.
LIVE COACHING: THREE MONTHS OF WEEKLY LIVE COACHING INCLUDING LIVE HOT SEATS AND SPECIAL BONUS TRAININGS
PRIVATE COMMUNITY: 3 MONTHS OF 24/7 ACCESS TO OUR PRIVATE COMMUNITY WHERE YOU CAN RECEIVE DAILY MEMBER SUPPORT, Q&A, FEEDBACK AND MORE.
The complete Financial Badassery Kit - with over 50+ templates, worksheets, calculators and sample financial documents you will need 
And so much more...

Listen to what more alumni say about it...

Magnificent!

"Potent and powerful class that pushed me to uplevel all aspects of my life. This is a paradigm shifter! If you are ready to actually live your greatest potential, as a fierce financially literate woman who knows her worth and power, then this is what you’ve been wishing for. Dr. Monikah delivers!"

Dr. Angela Shuttlesworth

Founder, Be.Lead.Grow.

"This love story I'm writing with my money is quite orgasmic! Thanks for guiding me through this process. So far I’ve 6x my income this quarter. Making money feels easier and my internal dialogue around money is more loving. This course is truly life changing!"

Aikta Suri Dhillon

Transformational Travel, LLC

"Dr. Monikah is amazing!! Financial Fluency is key for ALL humans, but especially women. It is high time to claim our wealth and worthiness. I highly recommend this program and everything she does!"

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Mariana Ruiz

Impact Driven Entrepreneur

My Best Money-Back Guarantee


If you give this transformational course an honest try, show that you have completed the assignments, and have come to our office hours sessions, and are still not satisfied with your results, tell us and we'll take care of you.

Are You Ready to Own Your Wealth + Worthiness?

Get the know-how, mindset shifts and strategies you need to live and love your legacy.

FAQ

Our Most Frequently Asked Questions

When do the classes begin?

The modules go live inside your course hub Tuesday, April 25th and our first live Q+A mastermind call is Thursday, April 27th at 11am ET. We will be together for 13 weeks (Graduation Celebration is July 20th).

I can't make the live calls. Will they be recorded?

The curriculum is delivered as on-demand video modules and you have lifetime access to it. The advantage of being on the live calls is that you get laser coaching and your questions answered right then and there. Of course, we understand we all lead very busy lives. That’s why we are making recordings of each call available, to which you have yearlong access, long after our Spring Semester is over. You’re going to want to reference them again and again for nuggets of wisdom and key financial strategies.

I really need this course but I can't afford it right now. What options do I have?

We also offer a payment plan (spread out over 4 monthly installments) and hold a scholarship contest every year.

Is it true you are partnered with a nonprofit organization to spread the wealth?

That’s right! We are partners with Women for Women International. 

When you invest in your own education through Women Wealth + Worthiness™, you are helping another woman around the globe with skills to support her family and create sustainable change. 

In order to make lasting change, women need the skills and resources to build self-confidence, understand their rights, earn an income, and gain the respect of their family and community. 

When we have stronger women, we have stronger nations.

What about the men? Do you offer something similar for the men in our lives?

YES!!! In fact, when you register for Women Wealth and Worthiness, you have the opportunity to add on the Men Money + Mastery™ program for just $200 - a fraction of the price! 

You and the special man in your life can go through the curriculum together, and then the community and coaching calls are separate for each cohort.

It All Starts with YOU...


A portion of our proceeds are donated to help women around the world. You see, when you invest in your own education through Women Wealth + Worthiness, you are also equipping women around the globe with the skills and resources to build self-confidence, understand their rights, earn an income, and gain the respect of their family and community all through our partnership with Women for Women International.

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Got more questions? Ask us...

Shoot us an email and and we will happily schedule a discovery call with you.

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